Rancher Backup only backs up Rancher itself, and only resources related to rancher. For instance, it doesn't back up any deployments except the rancher-esc ones (rancher-operator, gke-config-operator, aws-config-operator, only certain fleet-* ones, etc)
So it wouldn't do what you want, what it sounds like you need are etcd snapshots of the downstream cluster.
https://rancher.com/docs/rke/latest/en/etcd-snapshots/